Who we are
Finance education that earns your trust
Northpeak exists because most money content is built to sell, not to teach. We're trying to do the opposite: explain the fundamentals clearly, show our work, and stay out of your wallet.
The Northpeak desk
Northpeak is written by a small editorial desk of people who have spent years explaining money to non-specialists — in classrooms, newsrooms, and one-to-one. We are generalists by design: our job is to translate, not to pitch.
We are deliberately small and deliberately boring. We don't chase markets or headlines. We'd rather publish one clear guide on compounding that stays useful for a decade than ten posts that expire next quarter.
Methodology
How a guide gets made
Choose topics readers actually face
We prioritise the decisions most people hit — building a buffer, starting to invest, choosing a debt order — over niche edge cases.
Reason from first principles
Each guide explains the mechanism, not just the conclusion. If you understand why, you can adapt the idea to your own circumstances.
State the assumptions, then the limits
We give a worked example with explicit numbers, then call out where the example breaks down so it never reads as a guarantee.
Review, date, and revisit
Every guide carries a published and updated date. We revisit pieces as rates, rules, and our own understanding change.
Editorial standards
The rules we hold ourselves to
Independence first
Northpeak is reader-funded in spirit and editorially independent. We don't sell products, and our explainers are never shaped by an affiliate payout.
Assumptions on the record
Whenever we project a number, we state the rate, the time horizon, and what the figure ignores — taxes, fees, inflation — so you can judge it yourself.
Plain language, defined terms
We write for a smart reader who isn't a specialist. If a technical term earns its place, we define it in context rather than assuming it.
Corrections welcome
We make mistakes; we fix them visibly. Spotted an error? Use the Correction inquiry type on our contact page and we'll review it.
No get-rich promises
We won't tell you about a hot stock or a shortcut to wealth. We focus on durable fundamentals: cost, diversification, time, and behaviour.
Education, not advice
Everything here is general education. It isn't individualised financial, tax, or legal advice, and it can't account for your specific situation.
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